CALCULATION TOOLS

Business Calculation Tools for Quick, Clear Numbers

Work out late payment interest, margin, advance tax, depreciation, TDS and EMI in seconds. Simple calculators made for Indian businesses, from Billing Saathi.

  • 6 calculators
  • Instant results
  • Works on mobile
Instant results
Made for Indian businesses
Works on any device
Simple, no-jargon inputs
MEET THE CALCULATORS

What Each Calculator Does

A closer look at every tool, what you enter, and what you get back.

LOANS & FINANCE

EMI Calculator

Know exactly what a loan will cost you each month. Enter the loan amount, interest rate and tenure, and see your monthly instalment, the total interest and the total you will repay.

How it is worked outEMI = P × r × (1 + r)ⁿ ÷ ((1 + r)ⁿ − 1)P = loan amount, r = monthly interest rate, n = number of months
Open EMI Calculator
EMI Calculator
YOU ENTER
  • Loan amount
  • Annual interest rate
  • Loan tenure (years or months)
YOU GET
  • Monthly EMI
  • Total interest payable
  • Total amount to repay
PRICING

Margin & Markup

Price your products with confidence. Enter your cost and selling price to see your profit margin and markup, or work backwards to find the selling price for the margin you want.

How it is worked outMargin % = (Selling price − Cost) ÷ Selling price × 100Markup % = (Selling price − Cost) ÷ Cost × 100
Open Margin & Markup
Margin & Markup
YOU ENTER
  • Cost price
  • Selling price, or the margin you want
YOU GET
  • Profit amount
  • Margin percentage
  • Markup percentage
RECEIVABLES

Late Payment Interest

Work out the interest on overdue invoices. Enter the unpaid amount, the interest rate and the dates, and get the interest for the days the payment was late.

How it is worked outInterest = Amount × Rate × Days late ÷ (365 × 100)Use the rate agreed with your customer or the rate that applies to your case.
Open Late Payment Interest
Late Payment Interest
YOU ENTER
  • Overdue amount
  • Interest rate per year
  • Due date and payment date
YOU GET
  • Number of days late
  • Interest amount
  • Total amount payable
TAX PLANNING

Advance Tax Planner

Plan your advance tax instead of paying in a rush. Enter your estimated tax for the year and see how much to pay by each instalment date.

How it is worked outInstalments are generally 15%, 45%, 75% and 100% of your tax by 15 June, 15 September, 15 December and 15 March.Rules differ for some taxpayers, such as presumptive taxation, so confirm yours.
Open Advance Tax Planner
Advance Tax Planner
YOU ENTER
  • Estimated tax for the year
  • Tax already paid or deducted
YOU GET
  • Amount due for each instalment
  • Due dates for the year
  • Balance still to pay
ACCOUNTING

Depreciation Calculator

See how an asset loses value over time. Enter its cost, useful life or rate, and the method to get the depreciation for each year and the remaining book value.

How it is worked outStraight line = (Cost − Salvage value) ÷ Useful lifeWritten down value = Opening value × Depreciation rate
Open Depreciation Calculator
Depreciation Calculator
YOU ENTER
  • Asset cost
  • Salvage value
  • Useful life or rate, and method
YOU GET
  • Depreciation for each year
  • Book value after each year
TAX DEDUCTION

TDS Calculator

Deduct the right amount of tax at source. Enter the payment amount and the applicable TDS rate to see the tax to deduct and the net amount you pay.

How it is worked outTDS = Payment amount × TDS rateThe rate depends on the section of the payment, so confirm the current rate before you deduct.
Open TDS Calculator
TDS Calculator
YOU ENTER
  • Payment amount
  • TDS rate or section
YOU GET
  • TDS amount to deduct
  • Net amount payable
HOW IT WORKS

Three Steps to Your Result

No setup and no formulas to remember.

  1. 1

    Choose a calculator

    Pick the tool that matches what you need to work out.

  2. 2

    Enter your numbers

    Fill in a few simple details such as amount, rate and dates.

  3. 3

    See the result

    Get the answer instantly and use it in your billing and planning.

WHY USE THEM

Less Guesswork, Faster Decisions

Get the numbers you need before you invoice, pay tax or take a loan.

SAVE TIME

Skip the spreadsheet and formulas

Enter a few details and the calculator does the maths for you, so you spend less time checking figures by hand.

  • Simple inputs with clear labels
  • Results shown instantly as you type
  • Works on phone, tablet and desktop
PLAN AHEAD

Know your numbers before you commit

Check interest, margins, tax and loan payments up front, so there are fewer surprises on due dates and in your cash flow.

  • Price products with the margin you want
  • Plan tax payments before they fall due
  • Compare loan instalments and interest costs
WHO IT'S FOR

Handy for Every Kind of Business

If you send invoices, pay tax or manage loans, these tools save you time.

Manufacturers Wholesalers & Distributors Traders & Retailers Service Businesses Accountants & CAs Freelancers & Consultants Exporters Growing MSMEs
FAQ

Frequently Asked Questions

Which calculators are available?
Late Payment Interest, Margin & Markup, Advance Tax Planner, Depreciation Calculator, TDS Calculator and EMI Calculator.
Are the results official tax figures?
The calculators give quick estimates to help you plan. Tax rates and rules change, so confirm final figures with your tax professional or the official portal.
Can I use these on my phone?
Yes. The calculators work on mobile, tablet and desktop.
How do these connect to Billing Saathi?
Billing Saathi is your billing and GST software. The calculators help you plan and check numbers, and the software handles your invoices, e-invoices, e-way bills and reports.

Ready to simplify your billing too?

Try Billing Saathi for GST invoicing, e-invoices, e-way bills and reports in one place.

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These calculators give estimates for planning only and are not tax, legal or financial advice. Rates, limits and rules can change, so please confirm with your tax professional or the official source.